There are lots of reasons people call on Tatham Appraisal Services, Inc.

Thousands of people in Florida purchase, sell or refinance their home each year. A lot of these transactions include a simple line item for an appraisal. And while there are a multiplying number of automated home valuation systems that may appear to be cheaper than an appraisal, nearly all lenders still call in a local expert because the stakes are incredibly high. But is obtaining a mortgage the only basis for getting an appraisal? Are there more instances when the services of a licensed, independent real estate professional might be beneficial? Absolutely.


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Let Tatham Appraisal Services, Inc. help you appeal your tax assessment in Hillsborough County

It's possible you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are determined by a past assessment of your house, so if values have declined in your area, you can appeal your assessment and save money. An appraisal from Tatham Appraisal Services, Inc. is your best evidence when building your case. At Tatham Appraisal Services, Inc.,we can assist you in appealing your tax assessment.

Let Tatham Appraisal Services, Inc. help you do away with PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance plan that almost all lenders ask home owners to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the property. Seeing that additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. This is unfavorable because PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to dismiss the PMI installments when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, Tatham Appraisal Services, Inc. will provide you with a statement regarding the value of your home. The price you paid for the home valuation can often be regained in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Tatham Appraisal Services, Inc.

A divorce is a particularly traumatic event for the parties involved, and it is often more complicated by the difficult decision of who maintains the house. It's a good idea to get an appraisal from Tatham Appraisal Services, Inc. so both parties are fully aware of the true market value of their home, regardless of the situation.

The parties will have a clearer picture of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation with Tatham Appraisal Services, Inc.Settling an estate

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike wealthy individuals. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal.

Relocating to or from Hillsborough County?

Employee relocation can be a real pain. We know where you're coming from. That's why we take great care in establishing a convenient appointment time for the appraisal inspection. During our detailed process, we recommend relocating employees to provide feedback on the positive characteristics of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered.

Let Tatham Appraisal Services, Inc. help you sell your home quickly at the right price

A professional appraisal can help you make a more informed decision regarding your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to finish the appraisal report and not a percentage of the sales price.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.